All reviews
Online Therapy Reviews
Each review starts with a one-paragraph verdict and a list of exactly what it’s based on. Prices are re-read from the platform’s own pages, and the date is on every page.
| Platform | Price without insurance | Insurance | Psychiatry | Best for | Links |
|---|---|---|---|---|---|
| BetterHelp | $70–$100 per week without insurance | Some plans | No | Paying out of pocket and wanting messaging between sessions | Visit |
| Talkspace | $69–$109 per week without insurance | Yes | Yes | Using insurance, including Medicare or TRICARE | Visit |
| Online-Therapy.com | From $48 per week (first month, 20% off) | No | No | People who like structure and homework | Visit |
Prices read from each platform’s own pages on Oct 27, 2026. Weekly prices; most platforms bill monthly or every four weeks.
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BetterHelp
The largest subscription network, now also in-network with a growing list of insurance plans.
A good default if you’re paying out of pocket and want to message your therapist between sessions. If you need medication, or your insurance covers Talkspace, look there first.
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Online-Therapy.com
A structured CBT program with worksheets, for people who want homework between sessions.
Worth a look if you want structured CBT with worksheets and you’re paying out of pocket. Read the refund rules first, and expect month two to cost more than month one.
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Talkspace
The insurance-first option, with psychiatry and Medicare/TRICARE coverage.
The strongest pick if you want to use insurance or need medication managed alongside therapy. Without insurance, check that 30-minute sessions are enough for you.